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JMR Financial and Insurance - trading name of JMR Limited

Licensed by Isle of Man Financial Services Authority


FINANCIAL ADVISERS


INSURANCE BROKERS

Finance Centre, Close Beg, Peel, Isle of Man IM5 1XF

Telephone 01624840840 - email admin@jmr.im





How long could you maintain your lifestyle if your income ceased? A year, six months, three months...less? It certainly isn’t long before the cessation of funds flowing into your bank account start to have an adverse effect on you and your family’s lifestyle and comforts.


The causes of a catastrophe such as this can be manyfold – death, sickness, accident, redundancy – all personal tragedies with very quantifiable financial implications. The proceeds of insurance plans can never replace the personal loss but they can soften the detrimental financial effect that the event has on your welfare and wealth.


The protection industry has many and varied weapons to combat financial misery such occurrences cause – it well knows though that there is a vast gap between the public’s need and the public’s actual readiness to deal with potential loss.


Protection for you, your family and more

Contact

Critical Illness - Protection for a company where the loss of a keyworker through death or Critical Illness would cause financial hardship through difficulty recruiting replacement.


Family protection - Cover to enable the financial security of the family unit should it lose a breadwinner’s income through death, accident or illness


Loss of income insurance - Providing the replacement of income that could be lost to the family or individual due income drying up through, death illness or accident.


Keyworker insurance - Protection for a company where the loss of a keyworker through death or Critical Illness would cause financial hardship through difficulty recruiting replacement.


Mortgage protection - Payment of a sum, upon the death of a mortgagee, to enable the repayment of an outstanding mortgage or loan.



Partnership protection - Enables partners or shareholders to buy out the share of a business colleague who has died or is unable to work through illness.



Private Health insurance - Health insurance for the individual, family or company. Diagnosis and treatment in private hospitals or wards with the ability to choose specialists.


Sickness and accident insurance - Providing the replacement of income that could be lost to the family or individual due income drying up through illness or accident.


Term assurance - Financial protection for a specific term and sum. Terms are fixed at the outset to suit needs.



Whole life insurance - Guarantees a payment upon death for the lifetime of the life assured no matter how long they live. Payments are usually for a set period.